Washington DC Injury Lawyer Blog

Washington, D.C. Residents Involved in Car Accidents May Be Denied Insurance Coverage Due To Strict Notice Provisions

October 14, 2020 | Lebowitz & Mzhen

Purchasing car insurance is a good idea for all Washington, D.C. residents who drive—whether it be to work every day or just for errands occasionally. Whilst most car trips conclude without incident, Washington, D.C. car accidents do occur every day and can cause severe injuries in the blink of an eye. If a Washington, D.C. resident is involved in a car accident, they may rely on their insurance to cover the resulting costs, to ensure that they do not go into debt as a result.

However, it is important for all Washington, D.C. drivers to remember that having insurance does not necessarily mean you are covered in all circumstances, no matter what. Some insurance policies may have specific rules or procedures that drivers must follow if they hope to collect under their policy. For instance, some have “notice provisions,” which require a driver to notify the insurance company about an accident and resulting injuries and treatment to recover under the policy.

A recent state appellate court case, resulting from a car accident, provides an example of how these notice provisions work. According to the court’s written opinion, the accident occurred in August 2016, when the plaintiff was rear-ended while stopped at an intersection. After the collision, the plaintiff went that same day to a doctor’s office. The doctor examined her and x-rayed her neck, and then told her that she had whiplash. Almost two years later, in March of 2018, the plaintiff had surgery on her neck. At the time of the accident, the plaintiff was insured by the defendant in the case, a well-known insurance company. Her policy stated that, to make the specific type of claim involved in this case, she must notify the insurance company of the claim and give them all of the details about the death, injury, treatment, and other information the company may need as soon as reasonably possible. The policy then stated that legal action could not be taken against the defendant insurance company unless the insured complied with the policy’s provisions.

Uninsured and Underinsured Motorist Claims in Washington, D.C.

October 6, 2020 | Lebowitz & Mzhen

Although drivers are required to have insurance, there are drivers on the road without adequate coverage or without insurance at all. However, in the event of a Washington, D.C. car accident with an uninsured or underinsured driver, an accident victim may be able to seek compensation through their own insurance policy by filing a claim for uninsured or underinsured motorist benefits.

Washington, D.C. law requires that insurance companies offer uninsured motorist coverage to drivers. Uninsured and underinsured motorist coverage protects insured motorists if the insured is involved in a Washington, D.C. car accident with another driver who is uninsured or underinsured. Uninsured motorist coverage refers to coverage after an insured is involved in an accident with a driver that does not have any motor vehicle liability insurance. Underinsured motorist coverage refers to coverage after an insured is involved in an accident with a driver that has liability insurance but whose coverage is less than the insured’s underinsured motorist coverage. The limits of coverage generally depend on the language in the insurance policy, as in the case below.

Driver Obtains Uninsured Motorist Benefits After Crash with ATV

The Importance of Constructive Notice in Washington, D.C. Slip and Fall Accident Cases

September 28, 2020 | Lebowitz & Mzhen

When someone is injured while on someone else’s property, they may be able to file what is called a Washington, D.C. premises liability lawsuit. Property owners generally have to maintain their premises safe for others—especially those that they explicitly invite onto their property. For example, grocery stores generally have to ensure that their store is safe to shop in, and hotel owners have to make sure their rooms are safe. If a property owner learns about a hazard on their property—a wet floor, for example, or a malfunctioning device that could cause harm—they have to take reasonable steps to fix it and/or warn others of the danger. However, property owners cannot be on the hook for everything on their property—if a hazardous condition arises that they have no constructive notice about—they don’t know about it nor do they have reason to know—they may be able to escape liability if it harms someone.

For example, take a recent slip and fall case. According to the court’s written opinion, the plaintiff spent his day drinking beer and fixing cars at his auto repair shop. That evening, he went to a craft brewery and continued to drink. At some point during the night, he entered the brewery’s restroom and slipped on a wet surface, falling and causing serious back injuries. He then sued the brewery for negligence, and the brewery filed for summary judgment.

The court found that the plaintiff could not recover in this case, because he could not prove how long the alleged wet substance was present on the floor before he slipped. Thus, there was no proof that the brewery had constructive notice of the wet floor—a hazardous condition—and thus they could not be held liable. It would be different if, for instance, there was proof that an employee had seen the wet floor and decided not to fix it, or not to put up a wet floor sign. In that hypothetical, it could be established that the defendant knew about the issue. As it stood, however, the plaintiff could not recover.

What Happens When a Party Destroys or Loses Evidence in a Washington, D.C. Personal Injury Claim?

September 21, 2020 | Lebowitz & Mzhen

In an Washington, D.C. premises liability case, a party must preserve evidence relevant to a claim. Under Washington, D.C. personal injury law, if a party acts in bad faith to destroy a relevant document the party may be liable for spoliation and there will be a strong inference that the document was unfavorable to that party. The court and the jury can consider this inference in deciding the case. If a party fails to preserve evidence but the party did not act intentionally or recklessly, the fact-finder may still draw an inference adverse to the party that failed to preserve the evidence.

To establish a claim of spoliation under Washington, D.C. law, a party must prove: (1) a potential civil action exists; (2) the offending party had a legal or contractual duty to preserve evidence relevant to the claim; (3) the defendant destroyed evidence; (4) the destruction significantly impaired the injured party’s ability to prove the claim; (5) there is a proximate relationship between the impairment and the absence of the destroyed evidence; (6) there is a significant possibility that the claim would succeed if the evidence were available; and (7) damages adjusted for the estimated likelihood of success.

In a recent case before a state appellate court, the court denied a motion for spoliation in a case involving a child that was injured on a playground at a Chick-Fil-A restaurant. In that case, the child had removed his shoes as instructed by a sign at the playground and was playing barefoot on the playground on a hot day when he badly burned the bottoms of his feet. The child’s parents sued the restaurant, arguing that their child was injured by a hazardous condition on the restaurant’s playground. They alleged that the hazardous condition was the use of a sanitizer on the playground that day.

Washington, D.C. Premises Liability Cases: What Makes a Danger Open and Obvious?

September 15, 2020 | Lebowitz & Mzhen

When someone slips and falls in public, they may be embarrassed and assume that their fall was 100% their fault. However, it is important for Washington, D.C. residents to remember that there are often times where a property owner is responsible for allowing a hazardous situation on their property—a situation that causes people to slip and fall. In fact, those injured in these types of accidents may even be able to bring a personal injury lawsuit against a property owner to claim monetary damages, which can cover past and future medical expenses, pain and suffering, and lost wages incurred due to the accident.

To be successful in a Washington, D.C. premises liability lawsuit, a plaintiff typically must prove that the hazardous situation that caused them to slip was not “open and obvious.” For example, if there were a large hole in a parking lot, but the hole is large, obvious, and roped off, then it is likely an open and obvious hazard, and someone who falls in may not be able to successfully recover.

Often, parties in these lawsuits will disagree about what constitutes an open and obvious danger. Take a recent state appellate case, for example. According to the court’s written opinion, the plaintiff was taking her children to get ice cream when she tripped on a small hole in the pavement outside the ice cream shop. She sued the property owners, but the defendants argued they could not be held liable because the small hole was open and obvious. The trial court agreed and granted judgment to the defendants without even allowing it to get to a jury, but the case was appealed.

Can Washington, D.C. Courts Reduce a Jury’s Award to a Plaintiff in a Personal Injury Lawsuit?

September 8, 2020 | Lebowitz & Mzhen

When someone is injured in a Washington, D.C. accident, the law allows them to file a personal injury lawsuit against the party responsible for their injuries. These lawsuits can provide injured plaintiffs with financial compensation for their injuries, including money to cover their medical expenses. However, courts across the country have struggled with how to calculate the amount owed in medical expenses in situations where the total cost is much larger than what the plaintiff has actually paid, due to health insurance. In some cases, courts have even reduced plaintiffs’ awards, granted to them by a jury, meaning the plaintiff is given less than a jury of their peers decided they were owed.

For example, take a recent premises liability case arising out of a slip and fall accident on a cruise ship. According to the court’s written opinion, the plaintiff in the case was on a cruise with her family and eating at the ship’s breakfast buffet when she tripped over a cleaning bucket and fell to the floor, sustaining injuries to her shoulder and fracturing her humerus. Since the incident, the plaintiff has been to many doctor’s appointments, physical therapists, and specialists to deal with her injuries.

The plaintiff filed a lawsuit against the cruise company, alleging negligence in leaving the cleaning bucket in a highly trafficked area around the breakfast buffet. After trial, the jury returned a verdict for the plaintiff and awarded her over $1 million in damages, including $61,000 to cover past medical expenses. This award for medical expenses roughly matched the amount billed by the plaintiff’s healthcare providers. However, the district court reduced this part of the jury award to $16,326 because that was the amount that the plaintiff and her insurer actually paid. The plaintiff appealed this reduction.

Who Can Be Held Liable for a Defective Product in Washington, D.C.?

August 27, 2020 | Lebowitz & Mzhen

In the event that a consumer is injured by a defective product, a number of parties may be liable for the plaintiff’s injuries. Under Washington, D.C. product liability law, a person or an entity that engages in selling or distributing products is liable for harm caused by a defective product sold or distributed by that person or entity. Therefore, manufacturers and sellers are strictly liable for their defective products.

In a strict liability claim under Washington, D.C. law, a plaintiff must prove that the seller engaged in the business of selling the product that caused the harm, the product was defective and unreasonably dangerous when it was sold to the consumer, the seller expected to and reached the consumer without any substantial change in the product’s condition, and the defect directly and proximately caused the plaintiff’s injuries.

In a recent case before a state appellate court, the court considered the reach of strict liability laws in the online shopping era. Specifically, the court considered whether Amazon could be held liable for a defective product sold on its site. The plaintiff purchased a replacement laptop computer battery on Amazon. The listing identified the seller as “E-life,” and was sold by Lenoge Technology. Amazon charged the plaintiff, packaged the battery for shipment in Amazon packaging, and sent it to the plaintiff. The plaintiff claimed that several months after she bought it, the battery exploded and caused her severe burns. She filed suit against Amazon, Lenoge, and others. The plaintiff claimed in part that Amazon was strictly liable for the defective product. Amazon argued that it did not distribute, manufacture, or sell the product, and thus it could not be held liable under strict liability laws. The trial court agreed, and the plaintiff appealed.

When Is an Expert Witness Required in a Washington, D.C. Personal Injury Case?

August 19, 2020 | Lebowitz & Mzhen

Expert witnesses can provide useful testimony in a Washington, D.C. car accident case—and in some cases, their testimony is essential. Courts have held that in cases where the negligent conduct is “within the realm of common knowledge and everyday experience” a plaintiff does not need to present expert testimony to establish the standard of care or to prove that the defendant failed to meet the standard. However, in some cases, Washington, D.C. courts may require expert testimony to establish the standard of care, breach, or other issues.

If a case involves issues that are beyond the common knowledge of an average person, the court will generally find that an expert is essential to the case. For example, Washington, D.C. courts have held that an expert is required in cases that involve the operation of a juvenile detention center, the supervision of foster parents, the processing of credit card applications, and the maintenance of a water main system. A court has the discretion to admit or require expert testimony in a case.

In a recent case before another state appeals court, the court held that expert testimony was not required to rebut another expert’s testimony. In that case, the plaintiff had been injured in a car accident and filed a negligence claim against another driver involved in the accident, the owner of the vehicle, and an uninsured motorist claim against the plaintiff’s insurer. The plaintiff settled the claims with the driver and the owner but continued to trial against the insurer.

Contaminated Red Onions May Lead to Washington, D.C. Products’ Liability Suit

August 13, 2020 | Lebowitz & Mzhen

Onions are a staple in many foods that Washington, D.C. residents eat every day. However, currently, red onions are linked to a salmonella outbreak across the United States and Canada. This means that many foods involving onions—from onion rings to burgers and salads with onions on them—may be making people sick. The outbreak and affected onions may be involved in future Washington, D.C. product liability cases. Washington, D.C. residents should be aware of the concern and their legal rights if they fall ill.

According to a New York Times article covering the incident, more than 500 cases of salmonella and at least 75 hospitalizations have been reported in the U.S. and Canada. The cases are all thought to have come from red onions grown in California and transported across the two countries. In the U.S., there have been confirmed cases in at least 34 states. The majority of illnesses and hospitalizations are in the U.S. Salmonella is an illness that causes diarrhea, fever, and abdominal cramps, and can persist for four to seven days. Those who are older or have weak immune systems are more likely to develop severe cases, and may also experience high fever, headaches, or rashes.

The produce supplier thought to have supplied the contaminated red onions recalled red, yellow, white, and sweet onions as a result of the outbreak. Recalls are not easy—the onions have been sent to wholesalers, restaurants, and grocery stores all across North America. Health officials recommend that consumers throw away any onions (or food made with onions) supplied by Thomson—the distributor. If they are not sure where they got their onions, they are also encouraged to throw them away to be safe.

Washington, D.C. Nursing Home Staff and Residents Have an Increased Risk of Getting COVID-19

August 5, 2020 | Lebowitz & Mzhen

The rapidly spreading coronavirus (the virus) has highlighted the glaring issues that Americans face when they are medically fragile or experience poverty. Many of these individuals and their families have suffered serious health and financial tolls because of the virus. Although the virus has wrought havoc on people across the socioeconomic and health spectrum, those residing in Washington D.C. nursing homes, assisted-living facilities, prisons, and shelters have suffered at alarming rates. The disparity in the number of cases at these facilities may be due to many factors; however, one common denominator is the lack of effective personal protective equipment (PPE) for employees and residents. The government provides these industries with protection from lawsuits for negligence claims related to their conduct during the crisis; however, there are limitations to this protection.

Although the country understands that these companies seek to help individuals survive the crisis, some situations may warrant a lawsuit. For example, one national news source described the harrowing accounts of healthcare workers who received shipments of outdated, ineffective PPE during a critical time. According to reports, the Federal Emergency Management Agency (FEMA) provided some nursing homes with shipments of PPE; however, the shipments included loose gloves, masks made from underwear, and isolation gowns without openings. Regulators advised these facilities not to use the equipment, because they may present an infection-management risk. FEMA explained that the equipment met federal industry standards, but asked the private contractor to provide replacement equipment. They also claimed that the majority of their shipments were met without complaint.

Ineffective PPE, faulty medical devices, and unsafe drugs can take a devastating and potentially fatal toll on those that rely on the efficacy of these products. The Public Readiness and Emergency Preparedness Act (PREP Act), affords the manufacturers and suppliers of these products with broad protection against lawsuits. However, the entities evoking protection must be a covered business, supply covered countermeasure products, and be engage in covered activities.